Margin
2026
Type
Ecosystems Design
What if financial services helped people build the life they want, rather than simply manage the money they have?
Margin is a conceptual life and financial ecosystem designed to help people make intentional decisions and build the future they want. At its core is Telos, an AI powered companion that connects financial tracking, future forecasting and personal goals, helping users understand their money in the context of their aspirations.
CoachHub complements this with mentors, courses, workshops and financial coaching, bringing human guidance into the experience. The Margin Membership connects the digital ecosystem to everyday life through physical planning kits, family cards, exclusive benefits and personalised experiences.
Through partnerships across finance, travel, education and career development, Margin creates a connected network that helps people turn their ambitions into action.
Prototype demo: